Dental Insurance

Dental Insurance is an important piece of any well-rounded benefits package. Not only does dental hygiene have an impact on overall health, but it’s also one of the most requested benefits in employee surveys.

Through our experience, market access, and creativity we can help design the perfect dental plan for your company.

The Relationship between Oral and Medical Health

The strong link between oral health and overall medical health is leading to more and more integration between the fields of medicine and dentistry. As a result, dental benefits are becoming a more significant component of total benefit plans and wellness programs.  

Millions of work hours and even days are lost each year to workers with dental problems. Lack of coverage is the main reason individuals don’t go to the dentist or limit their visits. Unfortunately, this can lead to more costly medical and dental expenditures down the line for patients and employers.

Employees Want Flexibility

Dental coverage is an essential employee benefit that can make an employer stand out. But simply providing dental coverage is not enough—employees are demanding more. Offering a flexible, comprehensive dental benefits package is becoming a competitive advantage. Most of all, employees are asking for choice in selecting the best plan for them. This could include having the option to choose an inexpensive base coverage level or pay more for more substantial coverage.

Plan Design Guidelines

Most dental plans can be customized, just like medical plans. Traditionally, dental plans aim to emphasize access and prevention. Some basic guidelines to selecting an effective dental plan include:

  • Avoiding road blocks that cause patients to delay care
  • Selecting a network that provides adequate access
  • Structuring plans so copayments are required for all care other than diagnostic and preventive
  • Limiting exclusions
  • Keeping the language simple

Worried about the cost?

We have a number of creative solutions to help business owners manage dental insurance costs and find the right plan for them.

Why we're different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today for assistance in determining if and what type of dental benefit plan designs are right for your company.

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