Services

Employee Benefits

Commercial Insurance

Personal Lines

Risk Management

Human Resources

Clarifying Complexities

For over 25 years we have taken the complex and simplified it, so that any and all of our clients could understand their risks, no matter their level of sophistication.

 

Employee Benefits

EMPLOYEE

BENEFITS

  • Self-funded Benefits

  • Voluntary Benefits

  • Wellness Programs

  • Flexible Spending Account (FSA)

  • Health Reimbursement Arrangement (HRA)

  • Health Savings Account (HSA) 

  • Premium Only Plan (POP)

  • ERISA Wrap Documents

  • COBRA Administration

  • Medical

  • Telemedicine

  • Dental 

  • Vision

  • Life

  • Short Term Disability

  • Long Term Disability

  • Pet Insurance

  • Tuition Benefits

  • Employee Assistance Program (EAP)​

COMMERCIAL

INSURANCE

Commercial Insurance

  • Professional Liability

  • Commercial General Liability

  • Commercial Property 

  • Commercial Automobile

  • Business Owners Policy

  • Directors & Officers

  • Employment Practices Liability

  • Workers' Compensation

  • Cyber Liability

  • Umbrella Liability

  • Product Liability

  • Bonding

  • Inland Marine

  • Ocean Marine

  • Liquor Liability

  • Event Liability

  • Builders Risk

  • Earthquake

  • Flood

  • Pollution Liability​

 

PERSONAL

LINES

  • Homeowners Insurance

  • Landlord Insurance

  • Renters Insurance

  • Personal Automobile

  • Personal Liability

  • Umbrella Liability

  • Cyber Liability​

Personal Lines

  • Flood

  • Earthquake

  • Individual Life​

  • Watercraft Liability

  • Drone Liability

  • Wedding Insurance

  • Misc. Event Insurance​

 

RISK

MANAGEMENT

Risk Management

  • Cyber Security

  • Employer Resource Portal

  • Fleet Safety

  • Ergonomic Assistance

  • Safety Manuals & Procedures

  • Custom Communications

  • Toolbox Talks

  • Seminars

  • Webinars

  • Buy-sell Agreements

  • Key Person Insurance

  • Return to Work Procedures

  • Business Continuity Planning

  • Compliance Assistance:

    • ERISA

    • FMLA/OFLA

    • OSHA

    • HIPAA

    • COBRA

    • ACA & 1095 Reporting

HUMAN

RESOURCES

Human Resources

  • Employee Handbook & Policies

  • Total Compensation Statements

  • Employee Retention Strategies

  • Benefit Package Benchmarking

  • Benefit Education Resources

  • Template HR Forms

  • General HR Support

  • Online Employee Portal

    • Benefit Enrollment 

    • Onboarding

    • HR Management

    • Vacation Tracking

    • Communications

    • File Storage