Wineries

We offer a full suite of services to our clients in the wine industry, including employee benefits, commercial insurance, and risk management.

The Oregon Winegrowers Association Healthcare Plan                       

We are pleased to announce our partnership with the Oregon Winegrowers Association (OWA) in the creation of a competitive Association Healthcare Plan*.

Through the new Association Healthcare Plan OWA members have exclusive access to Fortune 500-style employee benefits.

  • Competitive premiums – often well below the open market
  • Statewide access to hospitals & providers
  • Large group purchasing pool
  • Stable large group rates
  • Online enrollment & billing options
  • Multiple plan design options, including medical, dental, and alternative care

OWA members interested in receiving a quote through this exclusive program can reach out to us by completing the Request A Quote form below, by reaching out to us at OWA@nrm.agency, or by calling our office at (503) 477-7754.  

*Oregon state requires at least one other employee aside from the proprietor to qualify for an AHC plan, and additionally employers must cover at least 50% of the employee only premium cost.

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Attracting & Retaining Employees

Employee benefit programs are crucial when it comes to successfully attracting and retaining employees. We help our clients craft customized and competitive benefit programs to attract and retain skilled employees.

Commercial Coverage for Wineries

Due to their unique nature, wineries of all sizes are presented with an unusual blend of exposures that need to be managed. As a wine producer, you face different types of risk not normally seen together in the same industry. For example, wineries that grow their own vines have to be concerned about agricultural industry woes like crop health while also managing the same responsibilities faced by any commercial business that makes and sells a product. Even simple things, like the alcohol content in your wine, create additional risks.

Because no two wineries are alike, it is important to carefully study your exposures based on your unique operations to ensure that all risks are properly covered. Potential exposures include:

  • Crop risks
  • Contamination
  • Intellectual property
  • Product recall
  • Storage and shipping
  • Liquor liability
  • Workers’ compensation
  • Premise liability

Because each individual winery may face a unique set of risks, it is important to team up with an experienced insurance agent who understands your company and can knowledgeably review your situation to design a policy tailored to your exact needs. You can trust us to make sure you have the insurance coverage your business needs.

Employee Safety Training

Our employee safety materials will help you promote a safety-minded workplace. We can provide agriculture-specific flyers, newsletters, bulletins, a comprehensive worker safety manual and more to keep safety top of mind.

Request a Quote

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